Standard purchase
0% to £125,000, then 2%, 5%, 10% and 12% across the higher bands.
Current residential SDLT rates
Stamp Duty calculator
Estimate the tax on your property purchase, including first-time buyer relief and common surcharges.
Instant band-by-band estimateFirst-time buyer rules includedEngland and Northern Ireland
Property purchase details
£
Usually adds 2%. SDLT has its own residence test.
Residential purchases in England and Northern Ireland only. Scotland uses LBTT and Wales uses LTT.
Estimated Stamp Duty
£2,500
Estimated SDLT due on a £350,000 purchase
Effective tax rate
0.71%
Property + SDLT
£352,500
Tax bands used
2
How the estimate is calculated
| Band | Amount taxed | Rate | Tax |
|---|---|---|---|
| Up to £300,000 | £300,000 | 0% | £0 |
| From £300,001 to £500,000 | £50,000 | 5% | £2,500 |
First-time buyer relief
£5,000 saved
Planning a purchase?
Use this estimate alongside your deposit, legal fees and mortgage costs. Complex purchases can require a conveyancer or tax adviser.
Talk through your property tax positionRates used in this estimate
Current residential SDLT bands for purchases completed on or after 1 April 2025 are applied progressively, so each rate only affects the relevant portion of the price.
First-time buyer
0% to £300,000 and 5% to £500,000. Above £500,000, standard rates apply to the whole price.
Additional property
Usually 5 percentage points on top of the standard rates for purchases of £40,000 or more.
Non-UK resident
Usually 2 percentage points on top of the other applicable residential rates.
Stamp Duty calculator FAQs
Where does this Stamp Duty calculator apply?
It estimates residential Stamp Duty Land Tax in England and Northern Ireland. Scotland uses Land and Buildings Transaction Tax and Wales uses Land Transaction Tax.
Who qualifies for first-time buyer relief?
Every person buying must be a first-time buyer, the property must be intended as a main residence, and the purchase price must be no more than £500,000. Current relief is 0% up to £300,000 and 5% on the portion from £300,001 to £500,000.
When does the additional-property rate apply?
It usually applies when the purchase means you will own more than one residential property. Replacing a main residence can be exempt, and a refund may be possible if the previous main home is sold within 36 months.
Is this estimate suitable for every property transaction?
No. Shared ownership, companies and trusts, linked transactions, multiple dwellings, lease rent, mixed-use property and reliefs can change the calculation. Use a conveyancer or tax adviser for those cases.
Still working out your property budget?
Check indicative borrowing and monthly repayments, then bring both estimates together before making an offer.
Use the mortgage calculator